[vc_row full_width=”stretch_row_content_no_spaces” vsc_text_scheme=”darker-overlay” vsc_row_type=”” bg_image=”” bg_color=”” vsc_delay=”.2″ vsc_class=”customizeContainer parallx” el_class=”parallx section_header_container”][vc_column][vc_empty_space height=”80px”][vc_cta h2=”USDA Loans on the Cheap!” h4=”Get a FREE quote on a USDA Loan & save thousands of dollars per year.” txt_align=”center” shape=”square” el_class=”padding_bottom_0″][/vc_cta][vc_empty_space height=”10px”][css_animation duration=”5″][lp-button text=”I Want My FREE USDA Loan Quote!” align=”center” size=”btn-lg” url_iframe=”true” url=”https://ocmrates.com/funnels/kehret-usda-rates-site-4809.secure-clix.com” el_class=” lp_cta_button” css=”.vc_custom_1492033024890{margin-top: -15px !important;padding-top: -15px !important;}”][/css_animation][vc_empty_space height=”40px”][/vc_column][/vc_row][vc_row vsc_animation=”fade-in” vsc_delay=”1″ el_class=”background_white width-md” css=”.vc_custom_1470065971038{margin-top: 15px !important;}”][vc_column][lp-section-title align=”center” title=”The Lowdown on USDA Loans…” el_class=”blackText”][/lp-section-title][vc_empty_space height=”10px”][/vc_column][/vc_row][vc_row vsc_animation=”size-grow-2d” vsc_delay=”1.75″ el_class=”background_white width-md”][vc_column width=”2/3″][vc_single_image image=”205″ alignment=”center” style=”vc_box_outline_circle” img_size=”389×260″][vc_empty_space height=”10px”][vc_column_text]Our USDA Loan Rates Are Low & Our Process is Quick & Painless
The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan. This guide will help you figure out what these loans are and whether you qualify.
Though the terms and details of these loans differ, all offer very low effective interest rates (some are as low as 1 percent) and don’t require a cash down payment. To qualify, you need to have a decent credit history.
We’re here to make the USDA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE USDA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The USDA Loan Process
Here’s how our home loan process works:
- Complete our simple USDA Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
[/vc_column_text][vc_empty_space height=”10px”][/vc_column][vc_column width=”1/3″][lp-section-title align=”center” title=”Why a USDA Loan?” title_font_size=”30″ title_color=”#2593e8″ el_class=”lp_base_color”][/lp-section-title][vc_column_text]There are many benefits, including: no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.[/vc_column_text][lp-button text=”USDA Loan Qualifier!” align=”center” url_iframe=”true” url=”https://ocmrates.com/funnels/kehret-usda-rates-site-4809.secure-clix.com” el_class=””][vc_empty_space][vc_separator][vc_empty_space height=”10px”][vsc-list]
- Fixed Rates
- Adjustable Rates (ARM)
- Low Mortgage Insurance
- No Loan Limits
- Terms from 5 to 30 Years
[/vsc-list][/vc_column][/vc_row][vc_row][vc_column][vc_cta h2=”Get Your FREE USDA Loan Quote Now!” txt_align=”center” css_animation=”appear”][/vc_cta][lp-button text=”I Want My FREE USDA Loan Quote!” align=”center” size=”btn-lg” url_iframe=”true” url=”https://ocmrates.com/funnels/kehret-usda-rates-site-4809.secure-clix.com” el_class=” lp_cta_button”][vc_empty_space height=”20px”][/vc_column][/vc_row]
